\begin{tabular}{|l|l|l|l|l|} \hline Type of loan & Minimumamounttoborrow & Eligibilitytoborrow & MaximumLoanTime & Minimuminterestrate \\ \hline Car Loan & 25,000 & 20%ofmonthlyincome & 9 years & 3%+ BLR \\ \hline Personal Loan & 5,000 & %ofmonthlyincome & 5 years & 5.5%+ BLR \\ \hline Housing Loan & 100,000 & 40%ofmonthlyincome & 25 years & 6%+BLR \\ \hline \end{tabular} The current Base Lending Rate (BLR) for Malaysia is 6.40%. A client is considered ineligible if the minimum monthly payment for a type of loan exceeds the percentage of the monthly income. For instance, a customer wants to take a Loan when his/her monthly income is RM6,000. \begin{tabular}{|l|l|l|l|l|} \hline Type of loan & Minimumamounttoborrow & Eligibilitytoborrow & MaximumLoanTime & Minimuminterestrate \\ \hline Car Loan & 25,000 & 20%ofmonthlyincome & 9 years & 3%+ BLR \\ \hline Personal Loan & 5,000 & %ofmonthlyincome & 5 years & 5.5%+ BLR \\ \hline Housing Loan & 100,000 & 40%ofmonthlyincome & 25 years & 6%+BLR \\ \hline \end{tabular} The current Base Lending Rate (BLR) for Malaysia is 6.40%. A client is considered ineligible if the minimum monthly payment for a type of loan exceeds the percentage of the monthly income. For instance, a customer wants to take a Loan when his/her monthly income is RM6,000