\begin{tabular}{lr} \hline \multicolumn{1}{c}{ Income statement } & \\ Interest on fees and loans & $9,000 \\ Interest on investment securties & 4,000 \\ Interest on repurchase agreements & 6,000 \\ Interest on deposits in banks & 1,000 \\ Total interest income & $20,000 \\ Interest on deposits & 9,000 \\ Interest on debentures & 2,000 \\ Total interest expense & $11,000 \\ Operating income & $9,000 \\ Provision for loan losses & 2,000 \\ Other income & 2,000 \\ Other expenses & 1,000 \\ Income before taxes & $8,000 \\ Taxes & 3,000 \\ Net income & $5,000 \\ \hline \end{tabular} a. Return on equity b. Return on assets c. Asset utilization d. Equity multiplier e. Profit margin f. Interest expense ratio g. Provision for loan loss ratio h. Noninterest expense ratio i. Tax ratio