\begin{tabular}{|r|r|r|r|r|} \hline Present Value & \multicolumn{1}{|c|}{ Years } & \multicolumn{2}{|c|}{ Interest Rate } & \multicolumn{2}{c|}{ Future Value } \\ \hline & 13 & +7% & $ & 15,751 \\ \hline & 4 & 13 & % & \\ \hline & 29 & 14 & 54,557 \\ \hline & 40 & 9 & % & 889,073 \\ \hline \end{tabular}