Below are four organisations that aim to improve sustainability practices. Identify one (1) possible environmental or social impact of the current practice for EACH of the organisations. Suggest an example of a cost reduction initiative that would mitigate each of the above impacts.

i) A bank mailing monthly account statements to customers

ii) A phone retailer who trashes the old phones in the bin when customers upgrade.

iii) a government department processing unemployment claim application forms and maintaining large paper archive records in its record room.

iv) A supermarket using free plastic bags for sales at its checkouts.