Below is information from the cash budgets of a company:

	October	November	December
Beginning Cash Balance	$43,224
Expected Cash Receipts	$63,110	$60,461	$95,700
Expected Cash Payments	$61,592	$76,500	$66,300

Management always wants to maintain a $40,000 minimum cash balance at the end of every month. If there is an expected cash shortfall in the budget they will be proactive and borrow money at the first day of the month. That way they will not risk having too low of a balance during the month. The company has a line of credit and can borrow the exact dollar amount they need in any one month.

How much money does this company need to borrow, if any, in November? If they do not need to borrow any money in November, enter zero as your answer.

Round your answer to the nearest dollar.