Below is the Financial Statement Of A MicroFinance

ASSETS Cash on hand 9,900.90 Balances in current accounts with bank/Fin Inst ( Schedule A) 43,611.18 Balances in savings account with banks/Fin inst 330.73 Money on call with banks/fin inst 0.00 Placement with banks/fin inst (Schedule B) 616,195.05 Cash and Short term funds ( sum 1 to 5) 670,037.86 GoG /BOG Securities ( Schedule B) 0.00 Loans and Advances (net) ( Schedule C) 467,965.58 Other Assets (Schedule D) 89,866.53 Property, Plant and Equipment (net) 28,137.00 Total Assets 1,256,006.97

CAPITAL AND LIABILITIES Paid up capital 600,000.00 Redeemable Preference Shares 0.00 Reserves 71,932.15 OWN FUNDS/SHAREHOLDERS' FUNDS 671,932.15 Borrowings ( Schedule E) 0.00 Deposits from the public ( Schedule F) 541,190.18 Other Liabilities ( Schedule G) 42,884.64 Total Liabilities 584,074.82 Shareholders' Funds and Total Liabilities 1,256,006.97

Net Difference (A-B) Short Term Investments (4+5+7) 616,195.05 Earning Assets (3+4+5+7+8) 1,084,491.36 Interest Bearing Liability (15+16) 541,190.18 Percentage Share of Total Assets Percentage Share of Total Loan & Advances Percentage Share of Total Short Term Investment Percentage Share of Total Deposits Percentage Share of Total Borrowings Percentage Share of Total Share Capital Percentage Share of Total Reserves Advances to Deposits Ratio 86.47% Advances to Borrowings Ratio #DIV/0! Short Term Investments To Deposits Ratio 113.86% Short Term Investments To Borrowings Ratio #DIV/0! Advances to Total Share Capital Ratio 77.99% Short Term Investments To Total Share Capital Ratio 102.70% Advances To Total Assets Ratio 37.26% Short Term Investments To Total Assets Ratio 49.06% CAR (%) 94% NPL 64,226.51

INCOME / EXPENSE Interest on loans assets received (Schedule A) 21,839.61 Interest on investments received (Schedule B) 0.00 Interest income (1+2) 21,839.61 Interest expense (Schedule C) 7,293.47 Net interest income (3-4) 14,546.14 Other operating income (Schedule D) 0.00 Total Operating Income (5+6) 14,546.14 Operating cost (Schedule E) 32,457.22 Net Operating Income (7-8) -17,911.08 Risk provisions (including charge offs) 10,599.74 Operating profit/loss (9-10) -28,510.82 Non-operating income/loss (Schedule F) 0.00 Total income (7+12) 14,546.14 Profit before tax/operating loss (11+12) -28,510.82 Provision for tax 625.00 Net Income (14-15) -29,135.82

a. Provide an assessment of the financial health and performance of the MFI using the data extracts from income statements and balance sheet of the microfinance institution (MFI) that have assigned to you. b) Make recommendations based on your analysis which will be used for the crafting of the strategic plan for the MFI.

Please I don't need detailed answers, I just need a slight overview of how the questions will be answered, what should be included( more like the ratios, the items that are critical and what they mean to the FIRM ) , perharps more like a template that will help me to write the assessment, and your recommendations for the firm.