Ben and Carla Manchester plan to buy a condominium. They will obtain a $167,000, 30-year mortgage at 6.0 percent. Their annual property taxes are expected to be $2,856 Property insurance is $1,200 a year, and the condo association fee is $240 a month. Based on these items, determine the total monthly housing payment for the Manchesters. Use Exhibit 9-9 (Round time value factor to 2 decimal places and final answer to the nearest whole number.) Total monthly housing payment