Ben and Carla Manchester plan to buy a condominium. They will obtain a $199.000,25-year mortgage at 50 percent. Their annual property taxes are expected to be $2.796. Property insurance is $840 a year, and the condo association fee is $285 a month. Based on these items, determine the total monthly housing payment for the Manchesters. Use Ext bi 2.9 (Round time value factor to 2 decimal places and final answer to the nearest whole number.) \begin{tabular}{|ccccc|} \hline Torm Rate & 30 Yoars & 25 Yours & 20 Yoars & 15 Yoars \\ \hline 3.0% & $4.22 & $4.74 & $5.55 & $6.91 \\ \hline 3.5 & 4.49 & 5.01 & 5.80 & 7.15 \\ \hline 4.0 & 4.77 & 5.28 & 6.06 & 7.40 \\ \hline 4.5 & 5.07 & 5.56 & 6.33 & 7.65 \\ \hline 5.0 & 5.37 & 5.85 & 6.60 & 7.91 \\ \hline 5.5 & 5.68 & 6.14 & 6.88 & 8.17 \\ \hline 6.0 & 6.00 & 6.44 & 7.16 & 8.43 \\ \hline 6.5 & 6.32 & 6.67 & 7.45 & 8.71 \\ 7.0 & 6.65 & 7.06 & 7.75 & 8.98 \\ \hline 7.5 & 6.99 & 7.39 & 8.06 & 9.27 \\ \hline 8.0 & 7.34 & 7.72 & 8.36 & 9.56 \\ \hline 8.5 & 7.69 & 8.05 & 8.68 & 9.85 \\ \hline \end{tabular}