Ben has $2,000 and $2,300 in his checking and savings accounts respectively. He lives in a dorm room and drives a 1999 Honda Accord four-door DX with 120,000 miles. He owns the latest Xbox video games and has a high-powered computer and stereo worth $2,500. Other than a $4,000 student loan, he is debt-free.

Create a personal financial statement in order to calculate Ben's net worth. Given that Ben is currently a student, do you have concerns regarding his current net worth? Why or why not?