Beth had a horrible accident that required a year of treatments and rehabilitation. Fortunately, Beth's policy has a stop$-$loss provision that limits how much out$-$of$-$pocket expense she has to pay.

Coordination of benefits

Participation $($co$-$insurance$)$

Internal limits

Deductible

Darnell has standard, personal medical insurance. After a recent accident, he visited the emergency room. One of the questions on the admission form asked if the accident occurred at work.

Participation $($co$-$insurance$)$

Deductible

Coordination of benefits

Internal limits