BIDV can borrow either $20 million or 20 million. The current spot rate of the euro is $1.13. Furthermore, BIDV expects the spot rate of the euro to be $1.10 in 90 days. Today, U.S. Dollar ($) lending rate is 6.73% and borrowing rate is 7.20%. On the other hand, Euro () lending rate is 6.80% an borrowing rate is 7.28%. What is BIDV's dollar profit from speculating if the spot rate of the euro is indeed $1.10 in 90 days? (Write down the number only, no currency symbol, round up to 0 decimal number, assume that 1 year has 360 days)