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Bill, a local insurance producer, regularly prospects for affluent retirees to whom he can sell long - term care insurance. He invites them to a

Bill, a local insurance producer, regularly prospects for affluent retirees to whom he can sell long

-

term care insurance. He invites them to a "free lunch" seminar described in his invitation as an "educational seminar" at which long

-

term care issues are discussed. Because Bill's primary intention is to sell insurance products, what should such invitations ethically contain?

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