Bill and Ted are ages 30 and 40 respectively, are in the midst of an Excellent Adventure, and have independent future lifetimes whose mortality follows the SULT. With a single premium, they purchase a special whole- life annuity due. The annuity pays $20,000 per year while both are alive, $15,000 per year if only Bill is alive and $10,000 per year if only Ted is alive. Use i = 5%. Calculate 5930:40 Calculate the single net premium for this policy Calculate the net premium reserve at time 30, under the assumption that only Bill is living Calculate the single net premium if it were a 20-year deferred whole-life annuity