Bill buys a car today that sells for $20,000. He pays $2,000 down and borrows the remainder. The car loan has an interest rate of 4.8% and must be paid back in equal monthly installments over a 5 -year period. The first payment is due one month from today. What part of the second month's payment will go towards paying down the principal? $304.81$267.10$178.71$217.09