Bill gives Ted a loan of $4300 at 5.2% compounded monthly to be repaid in-full as a lump sum in 2 years. Ted, being sneaky the way he is, takes that $4300 and invests in a "promising" stock that has averaged around 15%, compounded daily. For the first 1/2 year, all goes well, but then suddenly the stock drops to 1% compounded daily and maintains this rate for the remaining year-and-a-half. Will Ted be able to repay his debt and make money? If so, how much will he profit? If not, how much does he still owe?