Bill has $4,000 to invest in an interest bearing account for 5 years. There were several options available to him. Option 1 will pay him a 9% interest rate, compounded annually. Option 2 pays the same rate of interest, but compounds quarterly instead. Option 3 pays 0.25% less annual interest, but compounds monthly. Finally, option 4 pays him an extra $670 in addition to his principal amount at maturity. What is the future value of option 1