Billy gets up one pleasant morning and decides to go the Casino for the day. It is a great day when he leaves the house so he turns off the air conditioning and leaves a couple of windows open. When he returns later in the day he finds that a bad thunder/rain storm has occurred and water has entered through the open windows damaging some personal property. a) How will the policy respond to this loss? b) The same situation but windows are closed when he left but the accompanying wind during the storm broke them and the damage resulted. How will the policy respond to this loss