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Billy Goat has a monthly income of $4000 and currently he spends about $1300 monthly on his credit card. According to suggested guidelines, Billy is

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Billy Goat has a monthly income of $4000 and currently he spends about $1300 monthly on his credit card. According to suggested guidelines, Billy is overusing his credit card by approximately how much per month? $400 $500 $800 $1400

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