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Billy Goat has a monthly income of $4500 and currently he spends about $1300 monthly on his credit card. According to suggested guidelines, Billy is

Billy Goat has a monthly income of $4500 and currently he spends about $1300 monthly on his credit card. According to suggested guidelines, Billy is overusing his credit card by approximately how much per month?

A. $400

B. $500

C. $900

D. $1300

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