Bird's Eye Treehouses, Incorporated, a Kentucky company, has determined that a majority of its customers are located in the Pennsylvania area. It therefore is considering using a lockbox system offered by a bank located in Pittsburgh. The bank has estimated that use of the system will reduce collection time by $1\mathrm{.}5$ days. Assume $365$ days a year.

Average number of payments per day$890$Average value of payment$ $840$Variable lockbox fee $($per transaction$)$$ $\mathrm{.}15$Annual interest rate on money market securities$4\mathrm{.}8\%$

What is the NPV of the new lockbox system?

Note: Do not round intermediate calculations and round your answer to $2$ decimal places, e$.$g$.,32\mathrm{.}16.$

Suppose in addition to the variable charge that there is an annual fixed charge of $$5,000$ to be paid at the end of each year. What is the NPV now?

Note: A negative answer should be indicated by a minus sign. Do not round intermediate calculations and round your answer to $2$ decimal places, e$.$g$.,32\mathrm{.}16.$