Bob borrowed money from his father for college education as a part of contract when he was a minor. In turn, his father took loan of $25,000 against his property and paid for Bob's tuition fees. After 2 years of completion of his graduation, Bob started to make monthly payments of $150 to his father as per their contract; but stopped giving the same after 2.5 years. If Bob's father sues him for rest of the amount, what is likely to happen?

Answer Choices:

a. Bob can disaffirm the contract as he was minor when the contract was made b. Bob can deny payment of rest of the amount as per reasonable value of necessaries

required by him for his education purpose c. Bob cannot disaffirm the contract due to ratification

d. Both (a) and (b) are correct