Bob recenlty had a surgery. His total bill for this event, which was his only health care expense for the year, came to 9,890. His health insurance plan has $500 deductible and an 80/20 coinsurance provision. The cap on bobs coinsurance share is 2,000.

How much of the bill will bob pay?

how much of the bill will be paid by insurance?

now assume the actually bill was 13,890 (not 9,980). How much will Bob pay?