Bobby is considering opening a new savings account at one of the following banks:

Bank	APR	EAR
Westpac	3.41%, p.a. compounded quarterly
Loans.com.au	3.31%, p.a. compounded weekly
Bank Australia	3.35%, p.a. compounded monthly

Fill in the EARs in the blanks in the table above. Enter your answers in a percentage format with two decimals (e.g. 12.34% not 0.1234).

Fill in the blanks: Based on pure financial factors I would choose--------- . When making the final decision I would also consider the following non-financial factor:---------- (up to 20 words), which is most important to me because-------- (up to 40 words).