Bonds issued by Oxygen Optimization were priced at 956.28 dollars 6 months ago. The bonds pay semi-annual coupons, have a coupon rate of 4.06 percent, just made a coupon payment, and have a face value of 1,000 dollars. If the bonds had a percentage return over the past 6 months (from 6 months ago to today) of -3.18 percent, then what is the current yield of the bonds today? Answer as a rate in decimal format so that 12.34% would be entered as .1234 and 0.98% would be entered as .0098.