book (2U points) 1. The Extended coverage rider or endorsement to a New York standard form of fire policy offers the maximum form of insurance protection over the Causes of Loss (All Risk or Special Forms) type policies. . An example of an unenforceable contract is one that may have been valid, but its enforcement is now barred by the statute of limitations or doctrine of laches (unreasonable delay). . The courts may refuse to enforce a validly signed contact if circumstances change after contract execution and the result would be a substantial hardship to compel performance. A broker may legally split a commission with a \"finder\" or other persons without a broker's license when these persons are the \"procuring cause\" of a transaction. . A metes and bounds survey is legally adequate as a description of land since it identifies a parcel by specifying its shape and boundaries. As ad valorem taxes, property taxes are solely based on the property's last sales transaction times the taxing authority's tax rate