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Boring Bank is using a risk identification tool that compares loan decisions to prescribed criteria. If the volume of bank loans that do not meet

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Boring Bank is using a risk identification tool that compares loan decisions to prescribed criteria. If the volume of bank loans that do not meet loan standards exceeds a specified number, this may indicate an escalation of risky lending practices. The risk identification tool used by the bank is: External audits Escalation or threshold trigger Questionnaires Riskmaster vulnerability assessment

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