borrower of a $30$ year fixed loan is issued a closing disclosure three days before consummation but the APR changes before closing. What change would cause a new $3$ business day waiting period?

Your Answer

$4\mathrm{.}875\%$ to $5\mathrm{.}011\%$ APR

$5\mathrm{.}125\%$ to $5\mathrm{.}225\%$ APR

$4\mathrm{.}875\%$ to $4\mathrm{.}99\%$ APR

$4\mathrm{.}875\%$ to $4\mathrm{.}935\%$

answer is not $1$st one but cannot understand