both questions please and thank you

A proposed new business project is expected to cost $7,400,000 to develop upfront and is expected to produce Free Cash Flows over the next 4 years as follows: Year 2 Year 4 Year 1 +$2.250,000 Year 3 +$3,550,000 +$2,490,000 +$ 1,325,000 If management's required return for this kind of project is 12%, what would be the Net Present Value ("NPV") and Internal Rate of Return ("IRR")? $(37,177.34); 11.7550% $(54,679.12): 12.9845% $(36,856.54): 11.3029% $37,177.34: 11.7550% $(45,326.13): 10.9987% Your bank has agreed to loan you $78,600.00 for four (4) years to buy a truck for your business. The loan must be repaid in equal monthly payments. The annual interest rate on the loan is 13.2 percent. What is the monthly payment? $3,095.05 $2,675.15 $1,909.24 $2,116.45