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Brad and Sam take a 3 0 - year mortgage for a house that costs $ 1 0 0 , 7 9 6 . Assume

Brad and Sam take a 30-year mortgage for a house that costs $100,796. Assume the following:
The annual interest rate on the mortgage is 3.5%.
The bank requires a minimum down payment of 13% of the cost of the house.
The annual property tax is 1.2% of the cost of the house.
The annual homeowner's insurance is $953.
There is no PMI.
If they make the minimum down payment, what will their monthly PITI be?
Round your answer to the nearest dollar.

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