Brad and Sam take a 30-year mortgage for a house that costs $240,222. Assume the following: - The annual interest rate on the mortgage is 3.4%. - The bank requires a minimum down payment of 15% of the cost of the house. - The annual property tax is 2% of the cost of the house. - The annual homeowner's insurance is $637. - There is no PMI. If they make the minimum down payment, what will their monthly PITI be?