Bradley Corp. borrowed funds from Santander under a term loan agreement. Included in this agreement are covenants that Bradley must meet to stay in compliance with the note. One of these covenants states "Borrower (Bradley) must maintain a Current Ratio that does not fall below 1.25". While reviewing their compliance with the covenants, Bradley noted that their Current Ratio is 1.22. Bradley should... A. Immediately file for bankruptcy B. Sell all their current assets in preparation to liquidate. C. Increase the dividends being paid out to shareholders. O D. Contact Santander to either renegotiate the covenants or request a waiver