Bridgit and Killian are not related. During 2021, Bridgit loans Killian $20,000, which he intends to use to establish a small business. Under the terms of the loan Killian agrees to repay Bridgit the $20,000 plus interest (at a reasonable stated rate) over a five-year period. The business is unsuccessful, and Killian is forced to file for bankruptcy in 2022. By the end of 2022, it is estimated that the creditors will receive only 40% of the amount owed. In 2023 the bankruptcy proceedings are closed, and the creditors receive 15% of the amount due on the debt. Requirement What is Bridgit's bad debt deduction for 2022? For 2023? (Complete all input fields. Enter a "0" if no bad debt deduction can be taken.) Bridgit's bad debt deduction for 2022 will be Bridgit's bad debt deduction for 2023 will be