Broderick Baatz, an independent student, graduated from college in May $2018$ with $$37,000($not including accrued interest charges$)$ in unsubsidized Stafiord Loan debt and realized that he is in over his head. He has come to you for answers. Answer the questions based on the following disbursement schedule:

$\backslash$table$[[\backslash$table$[[$DISBURSEMENT$],[$DATE$]],\backslash$table$[[$TOTAL$],[$DISBURSEMENT$],[$AMOUNT$]],\backslash$table$[[$INTEREST$],[$RATE$]]],[$Aug $2014,$$$8,000,6\mathrm{.}8\%$