Broke Benjamin Company has a bond outstanding that makes semiannual payments with a coupon rate of 5.7 percent. The bond sells for $961.87 and matures in 21 years. The par value is $1,000. What is the YTM of the bond?

a) 5.72%

b) 4.52%

c) 6.02%

d) 5.42%

e) 3.01%