Brooks Trucking, which provides trucking services over a twelve-state area from its home base in Cincinnati, has never had a risk management program. Shawana Lee, Brooks Truckings financial vice-president, has a philosophy that lightning cant strike twice in the same place. Because of this, she does not believe in trying to practice loss prevention or loss reduction.

1. If you were appointed its risk manager, how would you identify the pure-risk exposures facing Brooks?

2. Do you agree or disagree