By using Kottel model, which step can helps on prudential insurance strength (1. Strong and innovative company culture , 2. Unique product and knowledge , 3. Ability to scale sustainably) and weakness (1. Weak, fragmented company culture , 2. Lack of product differentiation , 3. Unregulated and unplanned growth) .

Pls explain in detail one by one based on the given strength and weakness.