c. Calculate MHM's spread. (Do not round intermediate calculations. Round your percentage answer to 3 decimal places. (e.g., 32.161)) d. Calculate MHM's interest expense ratio. (Round your percentage answer to 3 decimal places. (e.g., 32.161)) Assets Cash and due from banks Demand deposits at other Fis Investments Federal funds sold Loans (less reserve for loan losses of 3,000) Premises Total assets Balance Sheet MAM Bank Liabilities and Equity $ 1,980 Demand deposits 1,700 Small time deposits 6, 200 Jumbo CDs 3,050 Federal funds purchased 20,180 Other liabilities 2,330 Equity $ 35, 440 Total liabilities/equity $ 10,680 10,410 7,730 530 2,740 3,350 $ 35, 440 Income Statement MHM Bank Interest income Interest expense Provision for loan losses Noninterest income Noninterest expense Taxes $ 4,168 2,134 700 760 1,035 295