C. D. Rom has just given an insurance company $38,500. In return, he will recelve an annuity of $5,000 for 20 years. At what rate of return must the insurance company invest this $38,500 in order to make the annual payments? Use AppendixD for an approximate answer, but calculate your final answer using the financial calculator method. Note: Do not round intermediate calculations. Round your final answer to 2 decimal places. Present value of an annuity of $1,PVIFA PVA=A[1(1/(1+)n)]/t