c. whether the policy is integrated with Medicaid d. whether the policy covers a single individual or a married couple 22. The following are all typical of group LTC policies EXCEPT: (Search Chapter 5) a. less restrictive underwriting b. guaranteed issue c. limits to the number of options that each employee may select d. total benefit periods that are limited to 12 months 23. The typical purchaser of long-term care insurance is between which ages? (Search Chapter 5) a. 75 and 85