Cajun Bank currently has the following 4 balance sheet accounts: $US-denominated mortgages $200,000,000 at an 8% annual rate $US-denominated commercial loans $100,000,000 at a 7% annual rate $US-denominated savings accounts $150,000,000 at a 5% annual rate $US-denominated certificates of deposit $125,000,000 at a 4% annual rate These accounts, plus Shareholders Equity, comprise the entire Balance Sheet. Cajun Banks tax rate is 30%. In addition to the above Balance Sheet accounts, Cajun also entered into a 1-year interest rate swap out of concern for interest rate volatility. The notional value of the swap was $150,000,000. Cajun agreed to pay a fixed 7.50% rate and receive a variable payment based on the 10-year Treasury Note, plus 2.00%. At the end of the year, when it was time to make the payment, the 10-year Treasury Note was yielding 4.50%. Based on the above, please calculate Cajun Banks Return on Assets (ROA), Return on Equity (ROE) and Equity Multiplier (EM) for the current year?