Calculate the annual premium for the following policy. (Use Table 20.1.) (for females subtract 3 years from the table.) (Round your answer to the nearest cent.) Age and sex of insured Amount of coverage (face value of policy) $ 115,000 Type of insurance policy Straight life Annual premium 39 M TABLE 20-1 Five-year term Straight life Twenty-year endowment Age Age Age Age Life insurance rates for males (for females, subtract 3 years from the age)2 20 1.85 20 20 20 5.90 6.13 13.85 14.35 21 1.85 21 21 21 Twenty- payment life 8.28 8.61 8.91 9.23 9.56 9.91 22 1.85 22 6.35 22 22 14.92 15.54 23 1.85 23 6.60 23 23 24 1.85 24 6.85 24 24 16.05 25 1.85 25 7.13 25 25 17.55 26 1.85 26 7.43 26 10.29 26 17.66 27 1.86 27 7.75 27 10.70 27 18.33 28 1.86 28 8.08 28 11.12 28 19.12 29 1.87 29 8.46 29 1 1.58 29 20.00 30 1.87 30 8.85 30 12.05 30 20.90 31 1.87 31 9.27 31 31 21.88 12.57 13.10 32 1.88 32 9.71 32 32 22.89 33 1.95 33 10.20 33 13.67 33 23.98 34 2.08 34 10.71 34 34 25.13 14.28 14.92 35 2.23 35 11.26 35 35 26.35 36 2.44 36 11.84 36 15.60 36 27.64 37 2.67 37 12.46 37 16.30 37 28.97 38 2.95 38 13.12. 38 17.04 38 30.38 39 3.24 39 13.81 39 17.81 39 31.84 40 3.52 40 14.54 40 18.61 40 33.36 41 3.79 41 41 19.44 41 34.94 15.30 16.11 42 4.04 42 42 20.31 42 36.59 43 4.26 43 16.96 43 21.21 43 38.29 44 4.50 44 17.86 44 22.15 44 40.09