Type of Liability Transaction deposits S0 to $14.5 million Transaction deposits more than $14.5 million to $103.6 million Transaction deposits more than $103.6 million Non-personal time deposits Requirement Percentage of liabilities 0 3 10 0 Given the information above, consider the following. A bank has vault cash of $3.2 million, reserve deposits at the Federal Reserve of $18 million, transaction deposits of $195 million, and nonpersonal time deposits of $100 million. Calculate this bank's required reserves