Calculate the cumulative one-year repricing gap (CGAP) for FYE 2022 under the following assumptions: Balances with Central Banks are interest free, amounts due from banks all carry fixed rates, 60% of loans and advances are rate sensitive, 25% of deposits and 50% of investment securities and 100% debt securities in issue are rate sensitive.

	0 -3 months	3-12 months	1-5 years	over 5 years	Total
Assets
Cash and balances with Central Banks	1,539,915				1,539,915
Due from banks	1,118,900	68,038			1,186,938
Derivative financial instruments	3,756	102	5,842	3,807	13,507
Other assets	123,757				123,757
Taxation recoverable	21,911				21,911
Securities	1,062,281	242,846	389,156	1,251,586	2,945,869
Loans and advances to customers	1,038,533	266,067	1,910,132	3,434,779	6,649,511
Property and equipment	86,847	388	19,659	85,981	192,875
Deferred tas assets	23,736		2,758	700	27,194
Retirement benefit assets	61,000			21,552	82,552
Assets of disposal group classified as				44,372	44,372
held for sale or discontinuing operations		302,197			302,197
Total Assets	5,080,636	879,638	2,327,547	4,842,777	13,130,598
Liabilities
Derivative financial instruments	4,061	90	5,473	2,002	11,626
Customer deposits	10,607,030	757,644	61,483	2,589	11,428,746
Other liabilites	173,111	71	507		173,689
Taxation payable	4,753				4,753
Deferred tax liabilities	12,870		122	138	13,130
Debt securities in issue		461	26,138		26,599
Retirement benefit obligations				18,630	18,630
Liabilities of disposal group classified as
held for sale or discontinuing operations		294,348			294,348
Total Liabilites	10,801,825	1,052,614	93,723	23,359	11,971,521
Net assets / liabilities	-5,721,189	-172,976	2,233,824	4,819,418	1,159,077