Calculate the cumulative one-year repricing gap (CGAP) for FYE 2022. You may assume that balances with central banks are interest free and interest rates on short term instruments are not fixed.

For the year ended October 31, 2022 (Expressed in thousands of United States dollars, except as noted) The table below analyses the assets, liabilities and commitments, guarantees and contingent liabilities of the Group into relevant maturity groupings based on the remaining period at the reporting date to the contractual maturity date