Calculate the Debt Equity Ratio, Equity Ratio, and Debt Ratio from this balance sheet.

(each year)

As at 31 December 2020 2019 Notes (SAR '000) (SAR 000) Assets Cash and balances with Saudi Arabian Monetary Authority ("SAMA") and other central banks 4 47,362,522 39,294,099 Due from banks and other financial institutions, net 5 28,654,842 32,058,182 Investments, net 6 60,285,272 46,842,630 7 315,712,101 249,682,805 Financing, net Property and equipment, net 8 10,234,785 10,407,247 Investment properties, net 9 1,541,211 1,383,849 Other assets, net 10 5,033,990 4,417,764 Total assets 468,824,723 384,086,576 Liabilities and Shareholders' Equity Liabilities Due to banks and other financial institutions 10,764,061 2,219,604 312,405,823 12 382,631,003 Customers' deposits Other liabilities 13 17,311,141 18,269,492 Total liabilities 410,706,205 332,894,919 Shareholders' equity Share capital 14 25,000,000 25,000,000 Statutory reserve 15 25,000,000 21.789,632 Other reserves 15 (134,728) (216,041) 8,253,246 868,066 Retained earnings Proposed gross dividends 23 3,750,000 Total shareholders' equity 58,118,518 51,191,657 Total liabilities and shareholders' equity 468,824,723 384,086,576