Calculate the finance charge (in $), the finance charge per $100 (in $), and the annual percentage rate for the installment loan by using the APR table, Table 13-1. (Round dollar amounts to the nearest cent.)
| Amount Financed | Number of Payments | Monthly Payment | Finance Charge | Finance Charge per $100 | APR |
| $14,000 | 36 | $503.00 | $ | $ | % |
ZR 7 5.84 ca NOC + . Dec BOCH 1 OC 26 TE ... ww un NNNNN ON OD UNNN NNNNN Do OON K P Q R Ooo co ono ... .... SONO . OOO ANNA nd TON . . . . NNM NANNN ! O ON Nu AN W DONN OOO- NM .... inco NNNNN ww ga OD - AN st NOVNO ONO . ! . . . . CCN N NNNNN 0 D. 90 IN - ON +N ON .. - .. TO ... TO ON ... vic NNNNN oo Mtu O DO , + CT J PN . . . . . . . . NN ON + NO + .. ... XO - = 5 NNNNN NNNN mm Oo co - .... GO .. NNM . . . . Nm #tur - oo NNNNN NN EN ou O9 no . S. FRB-103-N ANNUAL PERCENTAGE RATE TABLE FOR MONTHLY PAYMENT PLANS SEE INSTRUCTIONS FOR USE OF TAB ANNUAL PERCENTAGE RATE PAYMENTS 10.00x 10.25% 10.50% 10.75% 11.00% 11.25% 11.50% 11.75% 12.00% 12.25% 12.50x 12.75% 13.90% 13.25% 13.50x 13.15% (FINANCE CHARGE PER $100 OF AMOUNT FINANCEO) NUMBER OF oc NNN 21 WW UNNNN tunc c NNNNN ON NA ONN UNN UOP PU ; TY NAM tour mor ON .... VON . . . . WN onu NN NNNNN NNNNN NNNNN . ON Duc ov DC - . su N An + c N 9 . . . . . 0 NOWO . . . . . .. DOO - . inn NM .... Crec NNNNN OC OOO UNNNN NNNNN WWWNV = OT DMM u ou O .. mo 1 . HO ... ON . M mm ou NN NNNN NNNNN NN 19.3 122 17.39 16.44 16 OL 4.97 18.93 19.39 9.43 19.90 18.43 N NR co O. ... ... M ON N On Oo Na 0 oc . .. PO POO 5 O Q . UND - NNN nu NNN N NNN ws AN CI NE DONW V ... OOO NNNN ... BE NNMM OUS O co NN M HAH NNNN NUNNNN NNNNN OO O U OO tom Ooo OND O ) Om +40 + + DO0 . A . . . .. DOW OMOVI . . . . . OOO . . 10 NN . . . tu . 50 O Bu ... w . NN . . . . + NO N NNNNN AN Ny N New shaan ANN NO M OSO UWN WW MUUUU Onun OOO ANNUAL PERCENTAGE RATE TAALE FOR MONTHLY PAYNENT PLANS SEE INSTRUCTIONS FOR USE OF TABLES A8-194-M NUMBER ANNUAL PERCENTAGE RATE OF PAYMENTS 14.00% 14.25% 14.50% 14.75% 15.00% 15.25% 15.50% 15.15% 16.00% 16.25% 16.50% 16.75% 17.00% 17.25% 17.50% 17.75% (FINANCE CHARGE PER 1100 OF ANOUNT FINANCEDI 1 2 3 ff 1.48 1.19 1.78 2.38 2.99 3.59 2.34 2,93 3.53 1.23 1.85 2.47 3.09 3.72 1.82 2.43 3.04 3.65 1.25 1.88 2.51 3.14 3.78 1.27 l.91 2.55 3.20 3.84 1.29 1.94 2.59 3.25 3.91 1.31 1.97 2.04 3.30 3.97 1.33 2.00 2.68 3.36 1.35 2.04 2.72 3.41 1.37 2.07 2.76 3.46 4, 16 1.40 2.10 2.80 3.51 97. I,42 2.13 2.85 3.57 2.16 2.89 3.02 4.35 2.19 2.93 3.67 4.42 3. 73 5 41 19. 23, . 4.48 0 6 7 8 . 5.32 4, 81 5.42 6.03 4.27 4.89 5.51 6.14 &.fi 4. 35 4.98 5.61 6.25 6.88 5.32 5.92 6.53 4.42 5.06 5. 71 6.35 7.00 4.57 5.23 5.90 6.57 4:49 5.15 5.80 6,86 7.12 33, 4.72 5.40 6,09 6 .18 7.48 4.79 5, 49 6.19 6 89 7,60 4.87 5.58 6.29 7.00 7.72 5.02 5.75 6.48 7.22 7.96 5.66 p. 38 7.11 7.94 5,09 5.83 6.56 7.32 8.08 5.17 5.92 6.67 1.43 8,19 5.24 6,99 6.77 1.54 6. 68 7.36 10 85 6 , 11 B 5. 9 0.05 9.74 11 12 13 14 15 7.14 7.74 8.36 8.97 9.59 7.27 7.89 8.51 9.13 9.76 7.40 7.53 8.03 8. 17 6.66 8. 81 9,30 9,46 9.94 10.11 7.66 7.19 8.31 8.45 B,97 9. 12 9.63 9.79 10.29 10.47 1.92 8 ,59 9.27 9.96 t.t H. 1 B 388 9.58 10.29 11.00 8.31 9.02 9 ,13 10.45 11.17 9.16 9.89 10.62 11.35 8.57 9.30 10.04 I, JAH 11.5) 8 .1; A , B3 8.96 9.45 4,64 913 10.20 10.35 10.50 10.95 11.12 11:? B 11.71 11. Hg 12.06 9.09 9.87 10.66 11.45 12.24 10.12 10.82 10.77 10.50 11,32 16 11 18 19 20 10.20 10.82 11.45 12.07 12.70 10.39 11.OZ 11.66 12. JO 12.93 .Il 38 . 8,II t 13.03 13.83 14.64 15.44 16.25 11, 1 14 12.52 13.17 12. 74 13.41 82 | 10.95 11.14 11.33 11.52 11.71 11.90 12.09 12:28 12.45 12.65 12.84 11.62 11.82 12.02 12.22 12.42 12.62 12.83 13.03 13.23 13.43 13.63 12.29 12.50 12.72 12.93 13.14 13.35 13.57 13.72 13.99 14.21 12.97 13.19 13.41 13.64 13.86 14-69 16, 16 ft, 59 15.22 13.64 13. 14.11 14.35 14.59 15.05 15.30 15.54 19.77 16.01 14.37 14.57 15.06 15.31 15.56 15.al 16.06 1; .31 18, 81 15.00 15.26 15.52 15.78 16.04 16.30 15.57 17.09 17.36 17.62 15.68 15.96 16.23 15.50 10.78 17.05 17.32 1763 17. ad 18.15 16.37 16.65 16.94 17.22 17.51 17.80 1 ja. 17 18. 66 3 4,95 1A 19.24 11.06 17.35 11.65 17.95 18.25 ! 11.55 18.85 19.15 19.45 19.75 20.05 8. 14 5 .15 17.07 16.83 8B 17 21 22 23 24 25 13.33 13.58 13.82 14.07 13.96 14.22 14.48 14. 74 14.59 14.87 15.14 15.41 15.20 15.51 15.80 16. 68 15.81 16.17 16.46 16.76 :18 0. 18 18.70 19.53 20.36 3 ,18 21.19 232 26 27 28 29 30 16.51 17.15 17.80 18.45 19.10 16.82 17.12 17.47 17.80 18.13 18.47 1 8.19 19.14 13, 45 19.81 17.75 18.06 18.68 18.99 19.30 18.12 18.44 18.76 1 19.09 19.41 19.74 1 20.06 18.80 19.14 19.47 19.81 20.15 20.48 20.82 19.49 19.43 20.18 20.53 20.88 21.23 21.58 20.17 20.54 20.90 21.26 21.62 21.99 22.35 i;, ? 15:33 20.24 20.56 20.37 20.39 20.71 21.94 21.37 269 21, 14 21.50 21, 4 4 ;;.1E 3352 21.94 22.29 22.64 22.99 23.35 22.72 73.98 23.45 23.81 22.96 22.70 24.55 18 ,4 31 32 33 34 35 25.46 19.75 20.12 20.49 20.87 21.24 21.61 21.99 22.37 22.74 20.40 20.79 21.17 21.56 21.95 22.33 22.72 23.11 23.50 21,96 21.85 22.25 22.65 23.06 23.45 23.86 24.26 21.72 22.13 22.54 22.95 23.37 21.TH 24,19 74,61 25.03 22.39 22.80 23.23 23.65 24.08 24.51 24.94 25. 36 25.79 23.50 24.28 25.07 23.12 23.89 24.67 25.44 26.23 .u 23. 4 4 24.66 25.48 26.29 ??, C; 24.26 25.07 25. AB 25.70 27.52 6,29 25.02 75.86 26.10 27.54 28.39 25.40 26.25 27.11 27.97 28, 4 4 28 . 2 s , Et 27.12 26.56 95. fcii i ,8 2 27.80 28. 35 Ps. 18 36 27 38 39 40 26.57 27.34 29.11 28.99 29.70 30.57 23.04 21.48 23.92 24.35 24.80 25.24 25.6A 23.70 24.16 24.61 25.06 25.51 25.07 26.42 24.37 24.84 25,30 25.77 26.24 26.10 27.17 25.04 25.52 26.00 26.48 26.96 27.44 27.92 25.71 26.20 26.70 27.19 21.69 29.19 28.68 26.12 26:34 27.64 28,41 29.1a . d' 27.46 27,90 28.26 29.?? 29.06 29.53 30.36 30.08 31, 18 ]330 29.25 30.10 30.95 31.87 32.69 29.64 30.49 31. 35 32.19 , | $ H . 88. 9 29.38 10.18 30.55 368 32. 32 13.20 73.04 ? 33.5b 26.39 27.06 27.74 28.42 3 26.89 27.40 27.91 28.41 27.58 28.10 PA; 62 29.15 TH 2 B. ?T 79.81 29.34 29.88 2 29.52 30.07 30.62 29.67 10.23 30.79 31.36 43 29.92 29.67 30,42 31.11 31.92 29.44 29.95 30.19 30.72 10.96 31.50 31.72 32.28 32.49 33.06 fr ;2 t,3 30.46 30.77 31.49 32.01 32.52 31.25 31.78 32.3: 32.84 31,17 32.04 12.58 31.13 33.67 34.22 32.3 33.39 33.95 35.07 33.63 34.20 34.77 35.35 35.92 14.06 34.97 35.86 36.76 37.66 3 ,4 . 35.?! 36.19 $? , 4 35.53 45 2,1 58, 3 37.96 46 47 35.00 36.43 ;33 1 . 3 8 ,34 29.79 30.36 30,48 31.07 31.17 31:17 31.86 32.48 32.55 33.18 a 30.94 31.66 32.37 33.09 33.82 31.52 32.10 32.68 32.2% 32.84 32.98 33.59 34.23 33.71 34. 34 34.96 34.45 25.09 35. 73 33.26 33.84 34.63 34.81 4553 36.21 36.37 37.31 36.19 37.04 37.96 1 35.01 35. A 36.65 37.47 38.30 35.23 36.33 36.34 37.65 T 17 36.73 31.37 17.64 38.25 39 , 1 39.31 40.01 43.24 40.89 38 [51 13, 15 38,3$ 19.46 40.37 41.29 42.20 .34 49 50 , ;] * 3 9. 10 38.94 39.59 41.55 9. . 7 . | & 12, 3 43.12 47.45 43.36 51 52 53 54 55 33.25 13.89 33.95 34.51 34.65 35. 32 35.35 36. 04 36.05 36.76 34,54 35.27 36.00 36.73 37.46 35.19 35.84 35.93 36.60 36.6H 37.36 37.42 38.12 38. 17 38.98 36,49 37.15 37.81 38.46 37.27 31.94 38.61 39.24 38.04 : 39.41 40.13 4 4-42 39.52 40.22 4th , 42 19.65 40.3141.03 41.16 . R 1 40.79 39.79 40.45 40.63 41.141.99 42.67 42.17 43.57 62 .3 3 43.04 $ 3: 75 43.19 43.91 45.37 H1 104 . . | 1 45.16 45.90 48.83 6 In .8 39.45 . 1, 15 , 47. 77 3,4 56 57 58 59 60 36,76 37.47 38.18 38.89 39.61 37.48 38:20 38.93 39,66 40.39 38.20 38 :74 39.6 40.42 38.92 39.65 40.43 I. 15 41.95 0 19, 1 40.38 41.11 41.84 42.57 41.9! 4265 42.11 44.23 42.74 43.51 45.07 43.51 44.32 45.11 5.91 43.31 44.15 45.00 45.85 46, 71 47.02 47.94 48.87 45.53 45.27 45.00 47.18 46.54 47.37 48.09 48.21 49.92 16 , 1 * 34 11:& 4 . B 4 6 , 9 65.fr 41.96 , t 1 n 80 .$ 50.60 1.42 4 | | . 117 14. 47.51 ; ;, 50.73 51.55 continued ANNUAL PERCENTAGE RATE TABLE FOR MONTHLY PAYMENT PLANS SEE INSTRUCTIONS FOR USE OF TABLES FRB-105-M NUMBER ANNUAL PERCENTAGE RATE OF PAYMENTS 18.00% 18.25% 18.50% 18.75% 19.00% 19.25% 19.50% 19.75% 20.00% 20.25% 20.50% 20.75% 21.00% 21.25% 21.50% 21.75% (FINANCE CHARGE PER $100 OF AMOUNT FINANCED) 1 2 3 4 5 5 1.50 2.26 3.01 3.78 4.54 1.52 2.29 3.06 3.83 4.61 1.54 2.32 3.10 3.88 4.67 1.56 2.35 3.14 3.94 4.74 1.58 2.39 3.19 1.99 4.80 1.60 2.41 3.23 4.04 4.86 1.62 2.44 3.27 4.10 4.93 1.65 2.46 3.31 4.15 4.99 1.67 2.51 3.35 4.20 5.06 1.69 2.54 3.39 4.25 5.12 1.71 2.57 3.44 4.31 5.18 1.73 2.60 3.48 4.36 5.25 1.75 2.63 3.52 4.41 5.31 1.77 2.66 3.56 4.47 5.37 1.79 2.70 3.60 4.52 5.44 1.81 2.73 3.65 4.57 5.50 6 7 8 9 10 5.32 6.09 0.87 7.65 8.43 5.99 6.18 6.96 1.76 8.55 5.46 6.26 7.06 7.87 8.67 5.54 6.35 7.16 7.97 8. 79 5.61 6.43 7.26 8.08 8.91 5.69 6.52 7.15 8. 19 9.03 5.76 6.60 7.45 8.30 9.15 5.84 6.69 7.55 8.41 9.27 5.91 6.78 7.64 8.52 9.39 5.99 6.86 1.74 9.63 9.51 6.06 6.95 7.84 8,73 9.63 6.14 7.04 7.94 8.84 9.75 6.21 7.12 8.03 8.95 9.88 6.29 7.21 8.13 9.06 10.00 6.36 7.29 8.23 9.17 10.12 6.44 7.38 8,33 9.28 10.24 11 12 13 14 15 9.22 10.02 10.1 11.61 12.42 9.35 10.16 10.97 11.78 12.59 9.49 10.30 11.12 11.95 12.77 9. 62 10.44 11.28 12.11 12.95 9. 75 9.88 10.59 10.73 11.43 11.59 12.28 12.45 13.13 13.31 10.01 10.87 11.74 12.61 13.49 10.14 11.02 11.90 12.79 13.67 10.28 10.41 11.16 11-31 12.05 12.21 12.95 13.11 13.5 14.03 10.54 10.67 11.45 11.59 12.36 12.52 13.28 13.45 14.21 14.39 10.80 11.74 12.67 13.62 14.57 10.94 11.88 12.83 13.79 14,75 11.07 12.02 12.99 13.95 14.93 11.20 12.17 13.14 14.12 15.11 16 17 18 19 20 13.22 14.04 14.85 15.67 16.49 13,41 14.24 15.07 15.90 16.73 13.50 14.44 15.28 16.12 16.97 13,80 13.99 14.18 14.37 14.56 14.64 14.85 15.05 15.25 15.46 15.49 15. 71 15,93 16.14 16.36 16.35 16.58 16.81 17.03 17. 26 17.21 17.45 17,69 17.93 18.17 14.75 15.66 16.57 17.49 18.41 14.94 15.86 16.79 17,72 18.66 15.13 16.07 17.01 17.95 18.90 15.33 16.27 17.22 18.18 19.14 15.52 10.48 17.44 18.41 19.30 15.71 16.08 17.66 18.64 19.63 15.90 16.10 16.89 17.09 17.08 18.09 18.8? 19.10 19.97 20.11 21 22 23 24 25 17.32 17.57 18.15 18.41 19.98 19.26 19.82 20.11 20.66 20.96 17.82 18.68 19.54 20.40 21.27 18.07 18.33 18,58 18.83 18.94 19.21 19.47 19.74 19.81 20.09 20.37 20.65 20.69 20.98 21.27 21.56 21.57 21.87 22.18 22.48 19.09 20.01 20.93 21.6 22.79 19.34 19.60 19.85 20.27 20.54 20,81 21.21 21.49 21.71 22.15 22.44 22.74 23.10 23.40 23.71 20.11 21.08 22.05 23.03 24.02 20.36 20.02 20.87 21.13 21.34 21.61 21.88 22.15 22.33 22.61 22.90 23.18 23.33 23.62 23.92 24.21 24.32 24.63 24.94 25.25 P 26 27 28 29 30 24.04 25.00 25.96 26.92 27.89 24.36 25.33 26.30 27.28 28.26 24.68 25.57 20.65 27.64 28.04 25.01 26.00 27.00 29.00 29.01 25.33 25.65 25.97 26.34 26.67 27.01 27.35 27.70 28.05 29.37 28.73 29.09 29.39 29.77 30.14 26.29 27.34 29.40 29.46 30.52 21.50 21.82 22.14 22.45 22.77 23.09 23.41 23.72 22.35 22.68 23.01 23.34 23.67 24.00 24.33 24.67 23.20 23.55 23.89 24.23 24.58 24.92 25.27 25.61 24.06 24.41 24.77 25.13 25.49 25.94 26.20 26.56 24.92 25.29 25.66 26.03 26.40 26.77 27.14 27.52 25.78 26.16 26.55 26.93 27.32 27.70 28.09 26.47 26.65 27.04 27.44 27.84 28.24 29.54 29.04 29.44 27.52 27.93 28.34 28.75 29.16 29.57 29.99 30.40 28.39 28.81 29.24 24.66 30.09 30.52 30.95 31. 37 29.27 29.71 30.14 30.58 31.02 31.47 31.91 32.35 31 32 33 34 35 28.86 29.84 30.82 31.80 32.79 29.25 30.24 31.23 32.21 33.24 30,44 31.65 37.67 33.A 30.03 31.05 32.07 33.10 34.13 30,42 31.45 32.49 33.53 14.58 30.81 31.85 32.91 33.96 35,03 31.20 32.26 33.33 34.40 35.47 11.59 32.67 33.75 34.83 35.92 36 37 38 39 40 30.15 30.60 31.03 31.50 31.92 32.40 32.81 33.31 33.71 34.22 31.05 31.97 32. AB 33.80 34.73 31.51 31.96 32.42 32.43 32.90 33.37 33.37 33.5 34.33 34. 30 34.80 35.30 35.24 35.75 36.26 32.87 23.84 34.82 25.80 36.78 33.33 34.32 35.30 36.30 37.29 33.79 34.25 34.79 35,26 35.79 36. 2A 36,80 37,30 37.81 39.3) 34.71 35.24 36.77 37.91 38.95 35.17 36.21 37.26 38.31 39.37 35.63 36.69 37. 75 39.82 39.49 36,09 36.56 37.16 37.64 38.24 39.73 39.32 39.83 40.41 40.93 37.02 38.12 39.23 40.34 41.46 3 39.36 40.40 41 42 43 44 45 34.61 35.51 36.42 37.33 38.24 35.13 36.05 36.97 37.89 38.92 35.66 36.59 37.52 38.46 39.41 36,18 37.13 18.08 39.03 39.99 36.71 37.24 37.67 38.21 38.63 39.19 39.63 40.18 40.58 41.17 37.77 38,76 39.75 40.75 +1.75 38.30 39,29 40.31 41.33 42.35 38.83 39.85 40.87 41.90 42.94 39.89 49.95 42.00 43.06 44.13 40.43 41.50 42.57 43.64 44.72 40.96 41.50 42.05 42.60 43.13 43.70 44.22 44.81 45.72 45.92 42.04 43.15 44.27 45.39 46.52 42.58 43.71 44,84 45.98 47.12 42.41 43.53 46 47 48 69 50 39.16 40.08 41.00 41.93 42.86 39,75 40.69 41.63 42.57 43.52 40.35 40.95 41.30 41.92 42.26 42.89 43.22 43.86 44.18 44. 84 41.55 42.54 43.52 44.51 45.50 42.16 42.76 43.37 43.98 43.15 43.77 44.40 45.02 44.15 44.79 45.43 46,07 45.16 45.81 46.46 41.12 46.17 46.83 47.50 48.17 44.56 45.14 46.7! 47.77 43.84 45.20 46.27 47.35 48.43 49.52 45.91 46.90 47.99 49.09 50.19 46.42 47.03 47.53 48.16 48.64 49.28 49.75 50.41 50.87 51.55 47.65 48.79 49.93 51.08 52.23 48.27 49.42 50.58 51.74 52.91 51 52 53 54 55 43.79 44.73 45.67 46.62 47.57 44.47 45.42 46.38 47.34 48.30 45.14 46.11 47.00 48.16 49.04 45.82 46.00 47.79 48.79 49, 78 46.50 47.50 48.50 49.51 50.52 47.18 48.20 49.22 50.24 51.27 47.86 48.89 49.93 50.97 52.02 48.55 49.59 50.65 51.70 52.76 49,23 50.30 51.37 52.44 53.52 49.92 51.00 52.09 53.17 54.27 50.61 51.71 52.81 53.91 55.02 51.30 52.41 53.53 54, 55 55.78 51.99 53.12 54.26 $5.39 56.54 52.69 53.93 54.98 56.14 57.30 53.38 54.55 55.71 56.98 58, 06 54.08 55.26 56.44 57.63 58.82 56 57 58 59 60 48.52 49.21 49.47 50.24 50.43 51.22 51.39 52.20 52.36 53.18 50,03 51.01 52.00 53.00 54.00 50. 78 51.54 52.30 53.06 53.83 54.60 55.37 51.79 52.56 53.34 54.12 54.93 55.48 56.47 52.79 53.58 54.38 55.17 55,97 56,77 57.57 53.40 54.61 55.42 56.23 57.05 57.87 58.68 54.az 55.64 56.47 57.30 58.13 59.96 59.80 56.14 57.25 5A, 38 59.51 60.64 56.91 58.04 59,18 60.33 61.40 57.68 58,46 59.24 58.84 59.63 60.43 59.99 60.80 61.62 61.15 61.98 62.81 62.32 63.17 64.01 60.02 61.22 62.43 63.64 64.86
