Calculate the following:

a. The future value of $1,000,000 ten years from now if interest rates are 5% per annum for each of the next ten years.

b. The present value of $1,000,000 to be received five years from now if interest rates are 3% per annum for each of the next five years.

c. The present value of an annuity of $100,000 per annum to be received for 10 years if the interest rate is 5% per annum

d. The present value of a perpetuity of $100,000 per annum to be received years if the interest rate is 5% per annum