Calculate the future value of the following annuity streams: a. $4,000 received each year for five years on the last day of each year if your investments pay 7 percent compounded annually. b. $4,000 received each quarter for five years on the last day of each quarter if your investments pay 7 percent compounded quarterly. c. $4,000 received each year for five years on the first day of each year if your investments pay 7 percent compounded annually. d. $4,000 received each quarter for five years on the first day of each quarter if your investments pay 7 percent compounded quarterly. (For all requirements, do not round intermediate calculations. Round your answers to 2 decimal places. (e.g., 32.16)) Amount a. Future value b. Future value c. Future value d. Future value