Calculate the global DSCR for the business and its owner, whose key financial results for 2022 are found below. Note that the companys only debt is a line of credit with a limit of $3,000,000 and the interest expense on this debt for 2022 was $120,000 based on an average balance of $2,000,000 at an interest rate of 6.00%. Also assume that the borrowers personal debt payments total $5,000 per month, and do not include family living expenses with the borrowers personal debt payments.

Business Net Income	$405,000
Business Depreciation	$122,000
Business Interest Expense	$75,000
K-1 Distributions	$300,000
Personal Wages	$100,000
Personal Taxes Paid	$80,000

Business Cash Flow		Business Debt Pmts
Personal Cash Flow		Personal Debt Pmts
Total Cash Flow		Total Debt Payments