Calculate the global DSCR for the business and its owner, whose key financial results for 2020 are found below. Note that the company's only debt is a line of credit with a limit of $3,000,000. Assume that the interest rate remained steady at 5.00% for all of 2020, and that the average balance on the line of credit was 75% of its peak. Also assume that the borrower's personal debt payments total $60,000 per year, and do not include family living expenses with the borrower's personal debt payments. Business Net Income Business Depreciation Business Interest Expense K-1 Distributions Personal Wages Personal Taxes Paid $315,000 $150,000 $600,000 $100,000 $140,000